Business Bankruptcy Attorneys

Business bankruptcy solutions tailored to your situation. Serving Albuquerque, Santa Fe, Rio Rancho and surrounding areas.

With over 10 years of business related bankruptcy law experience, Albuquerque Business Law has handled many different bankruptcy work-out scenarios.  We are here to help you craft a plan to deal with your personal situation, not try to make your situation fit into a one-size-fits-all bankruptcy.  ABL understands that many difficult scenarios may have led up to the consideration of bankruptcy.

We are here to help you craft a plan to deal with your personal  situation, not try to make your situation fit into a one-size-fits-all bankruptcy.

Our Albuquerque bankruptcy attorneys know that filing is no longer a shameful process.  The current state of our economy has forced many businesses and individuals to consider bankruptcy.  ABL understands that life can throw us unexpected curve balls.  Finding the right professionals to guide you through these difficult times is crucial for future success.  At ABL we help to alleviate the fears of the unknown, commonly associated with bankruptcy. Our personal attention to you, as our client, throughout the bankruptcy process makes bankruptcy blues a thing of the past.  We focus on individual needs.  ABL will educate you on the bankruptcy process so that you know what to expect.

Here at ABL we believe in reducing the stress associated with bankruptcy.  Combining a strong team, good sense of humor, and years of experience, ABL offers affordable fees and a flat fee structure whenever possible.  It is ABL’s goal to help each client get a fresh start without worrying about high legal fees.  Initial consultations at ABL are always free of charge.  You will meet with an attorney on your first consultation as we hit the ground running, striving to quickly and smoothly complete the bankruptcy process for you.

Feeling Overwhelmed?

Frequently, individuals who find themselves unable to pay debts can be overwhelmed and have reached that point due to any number of the following circumstances:

  • Illness
  • Loss of employment
  • Divorce
  • Death of a spouse
  • Support of family members other than spouse and children
  • Gambling addiction
  • Failure of an individual’s business
  • Increase in individual’s adjustable rate mortgages

Don’t Let Your Debt Ruin your Life

As a result of these above events, individuals who can no longer meet their debt obligations frequently encounter emotional stress, depression and a feeling of helplessness. The emotional stress individuals face with mounting debt is frequently increased by the following common events:

  • Bill collectors who will call you at home, work, or even attempt to speak with relatives concerning repayment.
  • Lawsuits filed against you by creditors’ attorneys which led to judgments being obtained against you.
  • The fear that your wages will be garnished or your checking or savings account frozen by creditors.
  • The repossession of your vehicle if a lender has a lien against the vehicle and you have missed two consecutive car payments.
  • If you are a homeowner, the fear of foreclosure due to the fact that you have fallen behind in your payments and the lender refuses to work out a repayment for the arrears due.

When You Are Ready to Move Forward

If you are ready to explore a bankruptcy filing for yourself or your business, please send us your contact information so that we may schedule your free consultation. The following documentation is needed for your initial bankruptcy consultation consultation:

  • Pay stubs for last six months for you and your spouse, if applicable, or some indicator of income, such as W-2 or 1099 forms, financial statements, etc.—Documentation of a spouse’s income is needed, even if they are not filing a joint bankruptcy case.
  • Financial account statements (checking, savings, money market, retirement, investment, medical, college, pension, insurance, etc.)
  • Loan statements on house, car, and other secured loans
  • Listing and approximate value of home, cars, or personal property worth more than $500.
  • Any recent correspondence from creditors
  • Summons and pleadings for any lawsuits to which you are a party
  • Driver’s license and social security card
  • Tax returns (federal and state) for most recent three years
  • Listing of estimated monthly expenses
  • Statement of all arrears (missed or late payments) on real and personal property (usually a house and/or car) that you would like to retain
  • Garnishment paperwork for any wage garnishment issued against you
  • Repossession paperwork for any repossession of your vehicle
  • Judgment paperwork for any judgment entered against you
  • Documentation of any tax judgments or liens
  • Recent credit report and score (our office will run a current credit report, but a recent report is helpful if you have one available)

The Bottom Line:

If you are looking for an Albuquerque bankruptcy attorney you have come to the right place. Your situation does not fit into a one-size-fits-all bankruptcy package. Whether it’s personal or business challenges you are facing, we are here to craft an effective plan to fit your situation. To learn more visit our bankruptcy website at